Kuentaly › Features › Bank alerts

Automatic bank alerts

Your bank already tells you every purchase. Let Kuentaly log it.

Every time your bank emails you a purchase alert, Kuentaly reads it and adds the expense, with the merchant, the amount and the card, waiting for your OK. No typing, no bank password and no access to your whole inbox.

Automatic bank alerts are part of Premium (from $3 CAD a month) and included in the 7-day trial.

✉️ Bank alertEmail

Purchase of $6.45 at SAMPLE CAFÉ on your card ending 4821.

↓
☕ Sample CaféAdded to “To confirm”
−$6.45
Visa ••4821Confirm

Sample data for illustration.

Setup

Pick the way that fits you

Three ways to get your bank's alerts into Kuentaly. Choose one, set it up once and forget about it.

  • iPhone Shortcuts. A one-time Mail automation sends the text of your bank's alerts to your private Kuentaly address. It takes a couple of minutes and Kuentaly never touches your inbox.
  • Forward your emails. Guided steps for Gmail, with the confirmation code captured automatically, and for Outlook or Hotmail with rules.
  • Connect Gmail or Outlook. Kuentaly fetches only emails from bank senders, when you open the app, when you come back to it and every 5 minutes while it is open.
  • Android: connecting Gmail or Outlook or forwarding works. Reading other apps' notifications is not possible from a web app.
Shortcuts automationiPhone

Set up once. Sends the alert text to your private address.

Forward the emailAny phone

Guided for Gmail and Outlook.

Connect your accountGmail · Outlook

Only bank senders are fetched.

Control

You confirm. Nothing is posted behind your back

Each alert lands in “To confirm” as a ready-made entry. You check it, pick a category and accept.

  • Only part of the charge is yours? Edit the amount before it posts; the note keeps the original.
  • Bill payments, like the one that pays your credit card, arrive as transfers between your accounts, not as expenses.
  • Duplicates are discarded, even if the first copy is already confirmed.
🔔 To confirm1 new
MerchantSample Café
Amount$6.45
CardVisa ••4821
CategoryEating out
Edit amount↔ TransferConfirm

Sample data for illustration.

Any bank

It reads by content, and learns the rest

Kuentaly does not depend on one template per bank. It finds the amount, the merchant, the card's last four digits and the time in English, Spanish or French, and it ignores balances, promotions and personal email.

  • Paste any alert into “Test with an email” to see exactly how it was read before you trust it.
  • Tap “It's from my bank” to add a sender once and it is recognized from then on.
  • Purchases, deposits, Interac e-Transfers and PayPal receipts are covered.
🧪 Test with an email

“Purchase of $6.45 at SAMPLE CAFÉ on your card ending 4821.”

Read as an expense✓
Amount$6.45
MerchantSample Café
Card••4821

Sample data for illustration.

Apple Pay

Wallet payments too

On iPhone, a second automation sends your Wallet payments (merchant, amount and card) to the same “To confirm” list, so tap-to-pay shows up even before the bank's email does.

  • Apple triggers it only for in-store payments.
  • Refunds arrive with a negative amount.
  • The app has a step-by-step guide with screenshots.
💳 Wallet paymentTo confirm
MerchantSample Market
Amount$42.18
CardVisa ••4821

Sample data for illustration.

Instant

A notification the moment it arrives

Turn on real-time notifications and your phone buzzes as soon as a new alert is waiting for your OK. It works for every route above: Shortcuts, forwarded emails and Gmail.

  • On iPhone, install Kuentaly on your home screen first; Apple requires it for web notifications.
  • You choose when to turn them on or off.
KuentalyNew purchase to confirm
Sample Café · $6.45 · Visa ••4821

Sample data for illustration.

Privacy

Your email is read, not kept

The server reads each alert and saves only the transaction. Anything that is not a transaction (personal email, ads, balances) is thrown away without saving anything.

  • Kuentaly never asks for your bank password.
  • With Gmail or Outlook it only fetches emails from bank senders.
  • You can delete all your data and your account with one button.
What is saved✓
✓ Type (expense or income)
✓ Amount
✓ Merchant
✓ Card and time
What is not saved✕
✕ The text of your emails
✕ Your bank password
✕ The rest of your inbox

How it works

Choose how alerts arrive

Shortcuts on iPhone, forwarding, or a Gmail or Outlook connection. The app walks you through it and can send you a test email.

Alerts become entries

Each purchase appears in “To confirm” with merchant, amount and card. Review it, set the category and accept.

Your stats fill themselves

Calendar, categories, card balances and your debt plan update as you confirm.

And everything after the alert

💳

Credit cards

Due dates, minimums and a debt-free plan. See the credit card tracker.

📄

PDF statements

Upload a statement and check it against your records.

📆

Calendar

Tap any day to see what was spent.

📊

Stats and health

Spending by category and monthly trends.

🔄

Coming from Money Manager?

Import your .mmbak backup and keep your history.

☁️

All your devices

Phone, tablet and computer stay in sync.

Private by design

Kuentaly reads each alert on the server and keeps only the movement: type, amount, merchant, card and time. It does not save the text of your emails, never asks for your bank password and never gets access to your inbox beyond the bank senders you allow.

Pricing

7 daysEverything, free

Try all features, including automatic alerts, with no credit card.

Free planAds · 5 accounts

Keep using Kuentaly after the trial, adding entries by hand or from statements.

Premiumfrom $3 CAD / month

Automatic bank alerts, no ads and unlimited accounts. Pay by Interac e-Transfer.

Frequently asked questions

How does Kuentaly get my bank's alerts?

Three ways: an iPhone Shortcuts automation that sends the text of your bank's emails to your private Kuentaly address, forwarding those emails, or connecting Gmail or Outlook so Kuentaly fetches only bank emails.

Does Kuentaly need my bank password or my whole inbox?

No. It never asks for your bank password. With Shortcuts it only receives what you choose to send, and with Gmail or Outlook it only fetches emails from bank senders.

Does it store my emails?

No. The server reads each alert and saves only the transaction: type, amount, merchant, card and time. Emails that are not transactions are discarded.

Do expenses post on their own?

They arrive as entries in “To confirm” and you accept them. You can fix the category or the amount first, and mark a bill payment as a transfer.

Which banks work?

Kuentaly reads alerts by their content in English, Spanish and French, so it is not limited to a list. If a sender is new, paste an alert into “Test with an email” and tap “It's from my bank”.

Does it work on Android?

Yes, with Gmail or Outlook connected or with forwarded emails. The Shortcuts and Wallet automations are iPhone-only, and a web app cannot read other apps' notifications.

How much does it cost?

You can try everything free for 7 days. Automatic bank alerts are then part of Premium, from $3 CAD a month.

Learn more

Credit card tracker: due dates & debt planDue dates, minimum payments, statements and a debt payoff plan.How to read a credit card statement (Canada)Statement balance, minimum payment, due date and the grace period.
Stop typing your expenses

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